There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
If I were to describe in 2 words – miracle worker. I worked with Johnny Lee and he helped me navigate through all the ever tightening requirements. I first tried with 2 legacy banks that I had 20+ years VIP relationship. Sorry. Loyalty means nothing. I then tried two mortgage advisers and all they could get were high interest private groups. Johnny Lee and Win Lui got me even lower rates than what is posted on bank flyers. This is where you need to go if you need it APPROVED!
James Concepcion
johnny,热情 负责 关心顾客 非常专业 有朋友需要一定会推介他
Jingjia He
Win and Ritchie were absolutely fantastic. Unlike other mortgage advisors we were in contact with, they were both very easy to reach, answered all our questions instantly, and really made our process easy.
From our initial first mortgage ready in less than 4 days. The previous advisor took more than 3 weeks before they even gave us an answer. I would highly recommend Win and his team to anyone!
Arthur & Daisy
Win
Everything is great so far… thanks for everything you, Ritchie and the of your team has done for us.
Thanks
Vincent Louie
Was shopping around for mortgage broker and friend referred Sherlock.
Sherlock is professional and courteous. Once he learns what you need, he goes through the obstacles to get the job done. I like Sherlock that he is upfront and straightforward. Highly recommended
Jay L
Current Rates
Current variable mortgage rate is
5.05%
Current prime rate is
5.95%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 5.74%
- $624.43
- $122.25
-
- 2 Years
- 7.34%
- $721.53
- 5.44%
- $606.90
- $114.63
-
- 3 Years
- 6.94%
- $696.72
- 4.64%
- $561.28
- $135.43
-
- 4 Years
- 6.74%
- $684.44
- 4.64%
- $561.28
- $123.16
-
- 5 Years
- 6.79%
- $687.50
- 4.44%
- $550.14
- $137.36
-
- 7 Years
- 7.10%
- $706.60
- 5.40%
- $604.58
- $102.02
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
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