There are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
Win and Ritchie were absolutely fantastic. Unlike other mortgage advisors we were in contact with, they were both very easy to reach, answered all our questions instantly, and really made our process easy.
From our initial first mortgage ready in less than 4 days. The previous advisor took more than 3 weeks before they even gave us an answer. I would highly recommend Win and his team to anyone!
Arthur & Daisy
Johnny from Win Lui Group helped us a lot on getting the new immigrant mortgage. Really appreciated!
Zoe Wong
Johnny is very helpful and professional. I would definitely recommend to everyone. We are very happy with his service.
Honson Wong
It was our pleasure! Buying a new home is stressful for many reasons. Getting a good mortgage is one of those stressful situations that if you are doing it on your own can range from a headache to a nightmare. I especially appreciate your teams assistance without complaint so close to the Christmas break. All of your staff I dealt with were top notch and very professional. At every point I felt respected and in good hands with the knowledge and experience your team members have. Please share with all who were involved that every interaction I had was one where my expectations were consistently met or exceeded.
Thanks!
Alfred Kee
johnny,热情 负责 关心顾客 非常专业 有朋友需要一定会推介他
Jingjia He
Current Rates
Current variable mortgage rate is
5.80%
Current prime rate is
6.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 7.49%
- $730.93
- $25.28
-
- 1 Year
- 7.74%
- $746.69
- 6.14%
- $648.15
- $98.54
-
- 2 Years
- 7.34%
- $721.53
- 5.94%
- $636.24
- $85.29
-
- 3 Years
- 6.94%
- $696.72
- 5.04%
- $583.88
- $112.83
-
- 4 Years
- 6.74%
- $684.44
- 5.04%
- $583.88
- $100.55
-
- 5 Years
- 6.79%
- $687.50
- 4.69%
- $564.08
- $123.41
-
- 7 Years
- 7.10%
- $706.60
- 5.65%
- $619.15
- $87.45
-
- 10 Years
- 7.25%
- $715.92
- 5.80%
- $627.97
- $87.95
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